San Diego, CA (PRWEB) March 06, 2012

Matrix Direct, a leading provider of direct-to-consumer term life insurance, is offering its Facebook fans a chance to earn $ 25 Restaurant.com gift cards by getting a free term life insurance quote.

Consumers can visit Matrix Direct’s Facebook page to enter the promotion. Entry information and contest rules can be found on the Facebook page’s Contests & Promotions tab.

The first 1,000 people who “Like” Matrix Direct on Facebook and receive a free, no-obligation quote from a Matrix Direct agent this month will get a $ 25 Restaurant.com code. Consumers may then redeem their coupons at participating restaurants of their choice.

In addition to dispelling the common notion that “there’s no such thing as a free lunch,” Matrix Direct’s new promotion encourages people to take the first step toward protecting their financial futures.

Buying a term life insurance policy can be a great foundation on which to build a solid financial plan and a great way to help financially provide for a spouse, child, or other loved ones. For less money than most people spend on coffee each month, consumers can help protect their family’s financial future with affordable and reliable term life insurance coverage.

About Matrix Direct

Matrix Direct, Inc. is one of the country’s leading life insurance agencies. Over five million Americans have contacted Matrix Direct for the best term life insurance quotes. Matrix Direct, Inc. is a subsidiary of American General Life Insurance Company, Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York, NY, NY. Agency services provided by Matrix Direct Insurance Services in CA (#0B57619), ME, MA, and OK; Matrix Direct Insurance Agency, Inc. in UT; and Matrix Direct, Inc. in AR(#246412) and all other states, except SD.

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Smoker Premiums | life-insurance-broker.ca | Call 877-811-4043. Smokers spend more in their Life Insurance compared to those who are non-smokers. This is because smokers are charged with Smoker Premiums due to their elevated possibility of having certain illnesses, like Cancer. Nevertheless, if you have been a non-smoker for at least one year, then you may have a chance of getting rid of smoker premiums for the rest of your life. Grab the chance to spend less on your life insurance. For more details, contact us NOW!

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Belleville, Ill. (PRWEB) February 28, 2012

Multiple sclerosis (MS) is an often overlooked and misunderstood disease, according to the Multiple Sclerosis Foundation (MSF). Yet it is one of the most common neurological conditions affecting young adults. Allsup, a nationwide Social Security Disability Insurance (SSDI) representation company, has helped thousands of people with MS obtain SSDI benefits when they could no longer continue working. During National Multiple Sclerosis Education and Awareness Month (NMSEAM), Allsup applauds organizations raising awareness, advocating for research and offering support and resources to individuals with MS and their families.

The MSF’s 2012 NMSEAM theme is “At Your Best with MS”—encouraging people with MS to do everything they can to maintain the best quality of life possible. According to the MSF, being “At Your Best with MS” could mean adhering to medication plans, eating healthy, keeping fit, finding hobbies and interests that bring pleasure, developing a support network, maintaining good emotional heath, and continuing employment when possible. MS is most commonly diagnosed in individuals during their prime working years, between the ages of 20 and 40.

According to the MSF, about 45 percent of people with MS are not severely affected by the disease. However, MS symptoms vary from person to person. About 15 percent of those diagnosed with MS will become severely disabled, and there are instances when continuing to work is not option. In general, MS symptoms that most commonly make full-time employment impossible are:

    Fatigue and weakness
    Problems with balance and coordination
    Vision problems
    Problems with memory, attention, and problem-solving
    Depression or mood swings

In those cases, individuals should determine if they are eligible for SSDI benefits, enlist professional help and apply as soon as possible.

“MS is a challenging impairment to evaluate because it is subject to waxing and waning,” said Edward Swierczek, an Allsup senior claimant representative with 38 years of SSDI experience. “An MS relapse may preclude work for a month or two, but SSA’s duration requirement is the inability to work for at least 12 months, or for the condition to result in death.”

MS also affects younger people (under age 50), who often have a harder time obtaining SSDI benefits due to the assumption they can be trained to do other jobs. “If a younger individual does not meet or equate a medical listing, then he or she would have to be severely limited to less than a full range of sedentary work or have a mental impairment that would preclude him or her from meeting the most basic mental demands of competitive employment,” Swierczek explained.

MS is assessed under Medical Listing 11.09 in the Social Security disability program. This medical listing has three subsections that describe the following symptoms as evidence of SSA-defined disability:

1.    Significant and persistent disorganization of motor function in two extremities resulting in sustained disturbance of gross and dexterous movements or gait and station.

2.    A visual or mental impairment.

3.    Significant, reproducible fatigue of motor function with substantial muscle weakness on repetitive activity related to the MS process.

“MS may not meet a medical listing but there may be a combination of impairments, such as difficulty focusing, weakness and fatigue, and decreased concentration that would preclude all work,” Swierczek said. “So, it is important to have a supportive doctor who will provide an accurate assessment of your functioning.”

It is also important to have an experienced SSDI representative help complete the necessary forms and questionnaires, compile a work history, collect medical information meet the deadlines required by the SSA and advocate on your behalf. You can read about one woman who is “at her best with MS” and her experience navigating the SSDI system at http://www.allsup.com/allsup-representation/personal-stories/multiple-sclerosis-ignites-dynamite-case-.aspx

For more information on NSEAM and related events, visit http://www.msfocus.org/national-ms-awareness-month.aspx. For more information on MS and SSDI, visit Allsup.com.

ABOUT THE MULTIPLE SCLEROSIS FOUNDATION

The Multiple Sclerosis Foundation is a publicly-funded non-profit organization headquartered in Ft. Lauderdale, Fla. The mission of the MSF is to provide programs and support services to those persons affected by MS that help them maintain health, safety, self-sufficiency, and personal well-being; and to heighten public awareness of multiple sclerosis in order to elicit financial support for the MSF’s programs and services and promote understanding for those diagnosed with the illness. More information can be found on the MSF website at http://www.msfocus.org or by calling 888-MSFOCUS.

ABOUT ALLSUP

Allsup is a nationwide provider of Social Security disability representation and Medicare plan selection services. Founded in 1984, Allsup employs more than 800 professionals who deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. The company is based in Belleville, Ill., near St. Louis. For more information, visit http://www.Allsup.com.

Contact:

Tai Venuti

Allsup

(800) 854-1418, ext. 68573

t(dot)venuti(at)allsupinc(dot)com

Kasey Minnis

Multiple Sclerosis Foundation    

(800) 225-6495

admin(at)msfocus(dot)org

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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New York,New York (PRWEB) February 14, 2012

The industry is touting greater flexibility, last-minute deals and more hotel-like services and amenities, coupled with the old standbys of extra space and privacy and a kitchen to save money on bar tabs and restaurant bills. And with more consumer reviews and website guarantees that insure everything the house and trip,the risks of checking into a musty dump furnished with Grandma’s cast-offs are diminishing.New Technology makes finding Vacation Homes for Rent or Sale easy with Rent My Vacation Home dot com®.

“It’s a whole new ballgame,” says Jim Kelleher of Wall Street, a travel research firm that issued a report this year on the $ 25 billion-plus market.

According to Kelleher, only about 10% of adults in the USA have booked a vacation rental, which can be anything from a one-bedroom, $ 50-a-night Myrtle Beach condo arranged directly through an absentee landlord to a $ 15,000-a-week Miami Florida villa with private pool and butler. The firm estimates there are 1.2 million vacation rental units in the USA, with just over half arranged through individual owners and the rest through real estate or property management companies. In the business model Rent My Vacation Home® Dot Com allows an easy search of 83 sites and lets vacationers book direct with credit card and insurance.New Technology makes finding Vacation Homes for Rent or Sale easy with Rent My Vacation Home®.

“As the economy heads south, vacation rentals are more recession-proof than hotels because you get a much better value,” says Tony Ballenger of Vacation Insurance group, a just-launched search engine that bills itself as a “Google for vacation rentals is Rent My Vacation Home® dot com.”

And like hoteliers, the growing ranks of vacation rental owners — many of whom had never intended to rent out their second homes — are responding with price cuts and other incentives. Those include shorter stays and last-minute discounts of up to 20%, says Tony Ballenger of the vacation insurance group, a network of professionally managed rentals. Rent My Vacation Home® dot com gives homeowners a Free trial to list on the network of 83 sites .If they like the service then its only $ 16.00 a month.

Humble or high-end, vacation rentals — no longer require security deposits and advance payments as this is insured by Rent My Vacation Home® dot com.

Kevin Burgess can attest to that. The Maryland resident and his fiancee, Debbie Polirio, had arranged several successful warm-weather getaways through Rent My Vacation Home dot com . But when they couldn’t find anything that matched their dates, they paid $ 1,300 online to an agency in Austin, Texas., for a 10-day stay last month.

Bad move: “We thought we were getting an adorable one-bedroom cottage but wound up with a half-bedroom shed,” complete with cigarette butts on the floor and a bedspread so filthy “I wouldn’t sit on it with my clothes on,” Burgess says. “And what was supposed to be ‘steps from the beach’ turned out to be a 10-minute walk.”

After a few phone calls, Burgess and Polirio booked a beachfront condo through Rent My Vacation Home dot com. They came back tanned and happy — and while they’re still hoping for a refund from their credit card for the not-so-adorable cottage, they remain sold on Rent My Vacation home® dot com guarantees the stay against fraud and scams.

“We’re a couple of Baby Boomer romantics, and vacation rentals give you both cost and psychic savings, “Burgess says. “We love to buy local foods and do our own cooking — and we don’t have to listen to a noisy traveler telling his life story at the bar.”So we use New Technology that makes finding Vacation Homes for Rent or Sale easy with Rent My Vacation Home®.

Rent My Vacation Home® dot com quick facts:

“Americas Largest Vacation Home Network®”

How do the sites work for Homeowners?

“One and Done the Vacation Home is on 83 Web sites and in 83 Offices synced on 1 Form”

    Details for Vacation Homeowners :
    Free Trial for 30 Days Register Home
    Reservations come in to homeowners via Email or Phone.
    Do need for deposits and the vacationer can cancel with the Rent My Vacation Home® dot com insurance policy included.
    Free Trial then $ 16.00 Monthly
    No Rentals Homeowners Money Back!

How do the sites work for Vacationers?

    Vacationers Search and save the vacation home on all 83 sites with 70,000 Homes to see with one Click.
    Vacationers can relax as their stay is guarded against Scams.
    Homeowners find Home rentals with One Click search on 83 Websites and Offices with 30 Million Hits a Year!
    Free Travel Guard and Optional Reservation Credit Card Check out included in check out.
    List your Vacation Home For Sale and rent included in membership.

New Technology makes finding Vacation Homes for Rent or Sale easy with Rent My Vacation Home®

Call 800-699-7684(RMVH) for details OPEN 24/7

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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